Help & FAQ

StackCheaper tracks live prices for gold and silver bullion across many dealers and shows you who's cheapest right now, valued against live spot. We also surface standout peer deals posted in the r/pmsforsale community. It's free to use.

No — you can browse and compare prices without signing in. A free, passwordless account lets you track your stack, build a watchlist, and set price alerts.

No. We don't sell anything or handle payments. When you find a good price, the link takes you straight to that dealer's own site to complete the purchase there.

The premium is how much over the metal's melt (spot) value you're paying. If silver spot is $30/oz and a coin costs $33, that's a 10% premium. For the same metal, a lower premium is the better deal.

Listed prices reflect each dealer's wire/check/eCheck price, which is usually their cheapest payment method. Paying by card is typically a few percent more. Spot and stock move constantly, so always confirm the final price on the dealer's own site.

Dealer prices and spot are refreshed continuously throughout the day, so what you see closely tracks the live market.

Spot moves every few seconds and dealers re-price at different times, so brief mismatches happen. The dealer's own checkout is always the source of truth.

Alongside dealers, we surface deals posted by the r/pmsforsale community. These are peer-to-peer sales — do your own due diligence and follow the subreddit's rules before buying.

Set a target — a premium % or a price — for a specific item, a whole metal, or anything. When a live dealer or Reddit price crosses it, we email you. You get one ping per match, then a short cooldown so you're never spammed.

A specific coin or bar, all silver, all gold, or anything; by premium (e.g. ≤ +5%) or by price (e.g. ≤ $32/oz); and from dealers, Reddit, or both.

An optional heads-up when a genuinely standout deal shows up across any dealer — not on a schedule, just when something unusually good appears. Toggle it on from your Account page.

On your Account page, hit the ✎ to edit any alert right in the list, or flip its toggle to pause it without deleting.

Always by email to your account address. You can also connect a Discord webhook on your Account page (under "How you're notified") to get alerts in your server too.

A private tracker for what you own. Add coins or bars from the catalog by quantity, or a custom amount in ounces, and StackCheaper values your metal at live spot.

For catalog items, enter your cost per coin/bar; for custom lots, the total you paid. We then show your average cost per ounce vs current spot, plus total invested vs current value.

No — your stack is valued at pure metal melt (spot × ounces), not resale price with premiums. Think of it as the floor value of your metal, not an offer to buy.

Yes. It's tied to your account and only visible to you.

Enter your email and we send a one-tap sign-in link — no passwords to remember.

Yes — go to Settings → Account. We'll send a confirmation link to the new address before switching it.

Settings → Account has Sign out everywhere (logs out every device) and Delete account (permanently removes your account and all your data).

No. StackCheaper is a price-comparison tool for informational purposes only. Always verify prices on the dealer's site and do your own research before buying.